Provides individual and family health insurance coverage for eligible employees of an employer sponsored group health insurance plan.

Provides for an employer sponsored pre-tax savings plan for employees, and often the employers as well, in a guaranteed contribution retirement savings plan.

Protects employers and/or employees’ families in the event of an untimely death of the employee.

Protects the employees’ and their families in case the employee becomes incapacitated and unable to perform their employment duties by providing a income replacement until they recover.

Provides coverage for dental or orthodontia medical needs. 

Provides coverage for vision care.